Secrets AI Review 2026: Features, Moments Pricing & Honest Verdict
Last updated: September 2026
Official website: secrets.ai
Table of Contents
What Is Secrets AI?
Secrets AI (www.secrets.ai) is an adult AI companion platform operated by Secret Labs Inc., a company based in Dover, Delaware, in the United States. There is no native app on either iOS or Android: the platform runs in the browser and can be installed as a PWA if you want an app-style icon, and the interface is available in five languages. Everything — chat, voice calls, image and video generation — happens on the web. You will also see the name written as “Secret AI” or “secret.ai chat” in searches — it is the same Secrets AI chat platform, and the official domain is always www.secrets.ai.
The platform markets itself as the "#1 Realistic AI Girlfriend Website for Chatting" — its claim, not ours — and backs the chat focus with an official roster of 150 companions: 96 female, 22 anime-female, 21 male and 11 anime-male. The number that matters more than the total is this one: all 150 have voice, male and anime companions included. It is the largest fully-voiced roster we have tested at this rank.
The commercial model is subscription plus credits. The free tier gives you 20 messages a day and grants 200 Moments — the platform's internal credit currency — at signup. Premium is $19.99/mo with 8,000 Moments included every month, Ultimate is $39.99/mo, and annual billing cuts Premium to $109.99/yr, about $9.17 a month effective. Every media action has a Moments price: 50 for an image, 600 for a video, 50 per minute of a voice call. We spent our testing time on how far those numbers actually stretch.
Secrets AI: Key Facts
| Our rating | 9.3/10 |
| Rank on our list | #5 |
| Free tier | $0 |
| Premium price | $19.99/mo |
| Top plan price | $39.99/mo |
| Annual billing | $109.99 / $319.99 |
| In-app currency | Moments |
| Monthly credits | 8,000 (Premium) |
| Voice chat | Included |
| Platforms | Web + PWA |
Key Features We Tested
150 Official Companions
The roster covers realistic and anime styles on both the female and male side: 96 female, 22 anime-female, 21 male and 11 anime-male. You choose a companion from a curated catalogue rather than assembling one from a blank sheet, and the breadth means most tastes are covered out of the box.
Chat-First Design
Chatting is the product's centre of gravity — the platform calls itself the "#1 Realistic AI Girlfriend Website for Chatting." The free tier meters conversation at 20 messages a day, which is enough to judge the writing quality for yourself before you subscribe.
Voice on Every Companion
All 150 companions have voice, including the male and anime roster. Voice calls are metered at 50 Moments per minute, so Premium's monthly 8,000 Moments translates to roughly 160 minutes of calling if you spend the whole allowance on voice.
Image Generation
Images of your companion cost 50 Moments each. On Premium's 8,000-Moment allowance that is about 160 images a month, and the free tier's 200 signup Moments cover about four — enough to see the output quality before paying.
Video Up to 4K
Video generation runs up to 4K resolution and is the priciest action on the platform at 600 Moments per clip — a dozen images' worth. Premium's allowance stretches to roughly 13 videos a month if video is all you spend on.
Web & PWA, Five Languages
There is no native iOS or Android app. Secrets runs in the browser on any device and can be installed as a PWA for an app-like experience, with the interface localised in five languages. Nothing goes through an app store, so the address bar at www.secrets.ai is your install check.
The Roster: What 150 Voiced Companions Actually Means
Voice is where AI companion platforms usually cut corners: a big catalogue where only a featured few can actually speak. Secrets takes the opposite approach — a tighter, curated roster of 150 official companions where voice is universal. Whichever companion you pick, male or female, realistic or anime, a voice call is always on the table, billed at the same 50 Moments per minute.
The composition is also broader than the category default. With 21 male and 11 anime-male companions alongside the 96 female and 22 anime-female, Secrets serves audiences that most AI girlfriend platforms treat as an afterthought — and it does so inside the same product, with the same voice and media features, rather than splitting them off into a separate app.
The trade-off of a curated roster is authorship. If your ideal companion is someone you want to design in fine detail and refine over months, the platforms at the top of our ranking are built around that kind of authoring. Secrets is at its best when what you want is to pick well from a strong catalogue and start talking.
Customization & Companion Options
Secrets AI is roster-led, so the meaningful choices are about picking the right companion and the right way to interact. These are the levers:
- Styles: Realistic and anime looks are both first-class across the roster — 96 female and 22 anime-female companions on one side, 21 male and 11 anime-male on the other.
- Audience: The male and anime-male rosters are real options, not tokens — 32 companions between them — so the platform works for more people than its AI-girlfriend headline suggests.
- Voice: Every companion is voiced, so choosing by look never costs you the option of a call. Calls meter at 50 Moments per minute.
- Languages: The interface is available in five languages, which matters if English is not your first.
- Media: Images (50 Moments each) and video up to 4K (600 Moments) are generated with your chosen companion, so the media follows the character you picked.
It is a picking toolkit rather than a building toolkit. That is fine — arguably better — if you want quality out of the box, but if granular character authoring is the point for you, our top three do that job in more depth.
Secrets AI Pricing: Subscription Plus Moments
Free No Card To Start
$0
- 20 messages per day
- 200 Moments granted at signup
- Enough for a real test — about four images at 50 Moments each
- Full access from the browser — nothing to install
Premium
$19.99/mo · $109.99/yr
- 8,000 Moments included every month
- Roughly 160 images, ~13 videos or ~160 voice-call minutes
- Annual billing works out to about $9.17/mo
- Ultimate steps up to $39.99/mo ($319.99/yr) for heavier use
- Recurring subscription — managed in your account settings
Secrets publishes its prices, which already puts it ahead of the platforms that only reveal costs after signup. Per the official wiki the current lineup is Free, Premium at $19.99/mo and Ultimate at $39.99/mo, with annual billing at $109.99/yr and $319.99/yr respectively — annual Premium works out to about $9.17 a month. On top of the plans sits the Moments credit currency: 50 per image, 600 per video, 50 per voice-call minute. One housekeeping note: you may see references to an older four-tier grid with a $5.99 Lite and a $9.99 Plus plan. Those are legacy plans — the platform runs a dedicated Legacy Plan Migration page for accounts still on them — so budget around the current three-tier lineup, not the legacy prices.
Read this before you pay: The subscription is not the whole cost model — the Moments meter is. A single video costs 600 Moments, the same as twelve images, and voice calls draw 50 Moments for every minute, so a heavy month of mixed media can outrun the 8,000-Moment Premium allowance faster than the headline numbers suggest. Billing is recurring, so know the renewal price, check what the checkout screen shows against the current plan lineup, and decide which media you will actually use before choosing between Premium and Ultimate.
Safety, Legal Status and Who Actually Runs Secrets AI
Anonymous operators are the norm in this category, so a named company is worth recording. These are the facts we could verify:
- Operator: Secret Labs Inc., based in Dover, Delaware, United States. A named, US-based operator is more transparency than most of this category offers.
- Age requirement: Secrets AI is an adult platform — you must be 18 or older to use it.
- Platform: Web and PWA only, at www.secrets.ai. There is no native iOS or Android app and nothing installs through an app store — make sure you are on the official domain, because adult brands attract copycats.
- Billing terms: Subscriptions are recurring until cancelled. We could not verify a published refund commitment either way, so read the billing terms on the official site before you pay and treat the decision as final until their terms tell you otherwise.
- Cancellation: Subscriptions are managed from your account settings on the web — that is where cancellation lives, since there is no app-store subscription layer in between.
A named Delaware company and published pricing are genuine points in Secrets' favour. What we have not done is audit its encryption or data handling — no outside reviewer really can — so read the privacy policy before paying, use a strong unique password, and keep real-world identifying details out of any AI conversation, here or anywhere else.
Pros & Cons
✓ Pros
- The largest fully-voiced roster at this rank — 150 official companions, every one with voice
- Genuine variety: 96 female, 22 anime-female, 21 male and 11 anime-male companions
- Video generation up to 4K resolution
- Published pricing — $19.99/mo Premium, with annual billing at about $9.17/mo effective
- Free tier with no card required: 20 messages a day plus 200 Moments at signup
- Named US operator (Secret Labs Inc., Delaware) rather than an anonymous shell
- Interface available in five languages
- Runs in the browser with PWA support — works on any device without an app store
✗ Cons
- Web and PWA only — no native iOS or Android app
- The Moments economy adds up: a single video costs 600 Moments, as much as twelve images
- Voice calls meter per minute (50 Moments), so long calls draw down the allowance quickly
- Premium at $19.99/mo sits at the top end of the category
- The free tier's 20 messages a day is a taster, not a daily driver
- Roster-led by design — weaker if you want to author one precisely crafted partner
How Secrets AI Compares
| Feature | Secrets AI | OurDream AI | Candy AI |
|---|---|---|---|
| Our Score | 9.3 | 9.7 | 9.6 |
| Starting Price | Free + Premium from $19.99/mo | $19.99/mo | €13.99/mo |
| Free Tier | Good | Great | Limited |
| Video Generation | ⭐ Best | Good | Good |
| Conversation Depth | Great | ⭐ Best | ⭐ Best |
| Fully-Voiced Roster | ⭐ Best | Good | Good |
| Voice | Great | ⭐ Best | Yes |
| Public Pricing | Yes | Yes | Yes |
Secrets AI wins on roster breadth, universal voice and published pricing, but if you want the deepest conversations and the most polished all-round experience we have tested, our top-rated pick is OurDream AI.
FAQ
Is Secrets AI free?
Secrets AI has a genuinely usable free tier: 20 messages per day plus 200 Moments granted at signup, which is enough for about four images at 50 Moments each. No card is required to start. For meaningful media use you will want Premium at $19.99/mo, which includes 8,000 Moments every month — or $109.99/yr on annual billing, about $9.17 a month effective.
What are Moments on Secrets AI?
Moments are the platform's internal credit currency. Every media action has a fixed price: an image costs 50 Moments, a video costs 600, and voice calls draw 50 Moments per minute. Premium includes 8,000 Moments a month — roughly 160 images, about 13 videos or around 160 minutes of calls, depending on how you spend them — and every new account receives 200 Moments free at signup.
Can I cancel Secrets AI at any time?
Subscriptions are recurring and are managed from your account settings on the web — there is no app-store subscription layer, because Secrets has no native apps. Before subscribing, note the renewal price at checkout; and if you stop using the service, cancel from settings rather than simply walking away, since billing continues until you do.
Does Secrets AI have male and anime companions?
Yes. The official roster of 150 companions breaks down as 96 female, 22 anime-female, 21 male and 11 anime-male — and all of them, male and anime included, have voice. That makes Secrets one of the few platforms at this rank where male and anime companions are first-class options rather than an afterthought.
Does Secrets AI have voice chat?
Yes — on every companion. All 150 official companions are voiced, and voice calls are metered at 50 Moments per minute. Premium's 8,000 monthly Moments works out to roughly 160 minutes of calling if you spend the allowance entirely on voice, or about five minutes a day across a month.
What video quality does Secrets AI offer?
Video generation runs up to 4K resolution. It is the most expensive action on the platform at 600 Moments per video — the cost of twelve images — so Premium's monthly allowance covers roughly 13 videos if video is all you generate. If 4K companion video is your priority, budget your Moments accordingly or consider the Ultimate tier at $39.99/mo.
Is there a Secrets AI app for iOS or Android?
No. Secrets AI is web and PWA only — there are no native iOS or Android apps, and nothing to download from an app store. It runs in the browser on any device, and you can install it as a PWA if you want an app-style icon on your home screen. Always use the official www.secrets.ai domain.
How much does Secrets AI cost per year?
Annual billing is where the value is: Premium costs $109.99/yr — about $9.17 a month effective, versus $19.99 billed monthly — and Ultimate is $319.99/yr against $39.99 monthly. If you know you will stay subscribed, annual Premium is the strongest price on the platform. Note that the older $5.99 and $9.99 plans you may see referenced are legacy tiers with their own migration page, not the current lineup.
Final Verdict: Is Secrets AI Worth It?
Secrets AI earns its #5 ranking with the largest fully-voiced roster we have tested at this rank — 150 official companions, every one of them with voice, across female, male, anime and anime-male styles — plus video generation up to 4K and pricing you can read before you register. The free tier is a genuine trial: 20 messages a day and 200 Moments at signup, no card required. What keeps it out of our top three is partly delivery — web and PWA only, with no native apps — and partly the economy: the Moments meter on images, video and voice minutes means heavy use costs real money beyond the subscription, and $19.99/mo is already at the premium end. Judge your usage honestly against the credit math and it is easy to recommend at this rank. Score: 9.3/10.
Best for: Anyone who wants a large, curated companion roster where voice is guaranteed on every character, who values male and anime options being first-class, and who prefers published pricing with a no-card free tier.
Skip it if: you need a native mobile app, you expect unlimited media without watching a credit balance, or you want the deepest conversation and character-authoring tools available (look at OurDream AI or Candy AI).